Buying a home is easy
when you have the right support!

  • Home Icon Lison Guignard
  • address Péninsule acadienne/Miramichi
  • Home Icon Steve Dugas
  • address Chaleur/Restigouche
  • Home Icon Pierre-Luc Chiasson
  • address Kent/Westmorland
  • Home Icon Jérémie Vautour
  • address Kent/Westmorland
  • Home Icon Venessa Goguen
  • address Kent/Westmorland
  • Home Icon Anick Dubé
  • address Madawaska/Victoria
  • Home Icon Michael Martin
  • address Kent/Westmorland
  • Home Icon Julien Mallet
  • address Kent/Westmorland
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CURRENT RATE

Choose the mortgage loan that suits your needs

Our different options  

Would you like more details about this offer? Contact us!

Make an appointment with one of our experts

Our cash back offers to accumulate up to $5,000*

By taking out or transferring your mortgage loan to UNI, you could have more money in your pocket.  

1. Up to $4,000 for a new mortgage
 

Funding amount Cash back
Less than $100,000 $0
$100,000 to $299,999.99 $750
$300,000 to $399,999.99 $1,000
$400,000 to $599,999.99 $1,500
$600,000 to $799,999.99 $2,000
$800,000 to $999,999.99 $3,000
$1,000,000 and more $4,000
 
The following conditions apply:

•    Minimum 3-year term, at a fixed or variable interest rate, is mandatory.
•    Mortgage payments must be drawn from a UNI account.
•    Minimum financing of $100,000.
•    Does not apply to renewals or refinancing.
•    CMHC loans are eligible for this offer.
•    The bonus must be deposited into the UNI account from which the mortgage payment will be withdrawn.
•    Credit insurance is not required to take advantage of this cash bonus offer.
•    In the case of a mortgage purchase or transfer, the bonus will be paid into the member's account when the loan is disbursed.
•    In the case of construction, the bonus will be paid into the member's account at the time of the first loan disbursement.
•    In the case of a renovation purchase, the bonus will be paid into the member's account when the loan is disbursed.
 

2.Transfer your mortgage to UNI and receive an additional $1,000 rebate

Additional amount of $1,000 (minimum financing of $100,000) in the case of a transfer from a competitor, provided the term is 5 years. If it is a transfer, but the term is less than 5 years, the additional $1,000 will not be offered, only the bonus from the original offer will apply.

*On a fixed or variable term of a minimum of three (3) years with financing of $100,000 or more. This offer applies to the new mortgage loan and excludes renewal or refinancing. The mortgage payment must be withdrawn from a UNI account where the rebate will be deposited. Loans insured by Canada Mortgage and Housing Corporation (CMHC) are eligible. Subscription to credit insurance is not mandatory to benefit from the offer on the new mortgage loan.
 

Close Conditions

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Should I rent or buy?

Frequently asked questions

Both can work. It depends on a number of factors, including your borrowing power, financial goals and lifestyle. Our experts can help you weigh the options.
Your downpayment can come from a number of sources, including your savings, a gift from a loved one, your RRSP (HBP) or an FHSA. We’ll help you find the winning formula.
In addition to mortgage payments, there are also municipal taxes, maintenance and other expenses to consider. Let a UNI expert help you figure out how much it will actually cost.
If you want to start house hunting, the first step is to figure out how much you can borrow. By getting preapproved for a mortgage, you’ll know which homes you can afford.
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